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AMERICA runs on credit. If people stopped borrowing money in the United States, the economies of this country, China and several other nations would come to a screeching halt. Small wonder that credit card fraud and identity theft are major ... (read the rest...)
Having and using credit cards helps build credit …right? In most cases this is true, obtaining credit cards helps to build your credit rating based on your ability to get and maintain credit from various sources. However, Selena Maranjian of ... (read the rest...)
Ever wonder what your Credit Score is? Ever been denied credit? Do the offers you do get come with a high interest rate? If so, you’re likely one of the more than 30 million people in the United States with credit blemishes severe enough ... (read the rest...)
Dear Dr. Don,
I’ve had a certain credit card company for almost 20 years and have been very happy with it. Recently, I was notified that another company bought them out. I don’t like this new company at all and, in fact, I canceled an ... (read the rest...)
NEW YORK (MarketWatch) — Are you monitoring your credit report on a yearly basis? If the answer is no, what are you waiting for? Thanks to the Fair and Accurate Credit Transactions Act, which took effect nationwide in September 2005, you are ... (read the rest...)
Susan Routh
OSU Extension Office
Beginning January 1, 2007, consumers in Oklahoma will have the opportunity to “freeze” their credit reports. Senate Bill 1748 which was passed last May will allow consumers to place a security freeze on credit ... (read the rest...)
Tami Luhby of Newsday
Most people know that a credit score is important when it comes to getting a mortgage. But did you know that it also could affect your ability to get a job? Or rent an apartment? Or get a good rate on car insurance?
“The ... (read the rest...)
State Rep. Rich Golick learned a decade ago that the insurance industry had discovered a new crystal ball.
By shuffling a customer’s debt and bill-paying records through a complicated computer program, insurers believed they could predict with ... (read the rest...)
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